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Jessica Jakulski Bernstein
Mortgage Banker
NMLS ID #: 239178
Mobile: (770) 815-8634
Fax: (678) 722-8319

Jessica has been in the mortgage industry for 12 years and has been a Mortgage Bankers Association of Georgia winner for the past several years. Her consistent communication and diligence lay the foundation for a phenomenal customer experience. Jessica is known for her quick response times and easy-going demeanor. She strives to put each buyer in a loan that fits not just their current situation, but one that will best suit their future needs as well. She especially enjoys working with first-time home buyers; teaching them about mortgages and making sure they feel comfortable during each step. She aspires to make the process as minimally stressful as possible and provides individualized support to her clients as needed.  

Jessica received her degree from the University of Georgia. She enjoys staying active and plays on an Atlanta Lawn Tennis Association team. In her free time, she likes walking her goldendoodles, Scout and Wallace, and trying new restaurants in the Atlanta area.

Customer Testimonials

Jessica was amazing to work with and made buying my first home a breeze! She is responsive, very approachable, and explains the home buying process in a way that is easy to understand. Jessica is incredibly personable and made me feel like I was her only client, which isn't easy to do! I would definitely recommend her to anyone!

Marianne S.

I wanted to let you know all know how pleasant it was to work with Jessica Jakulski on the recent purchase of our home. We first started talking to Jessica last fall and she stuck with us through finding the perfect home and answered A LOT of questions throughout the process. We ran into a snag on our appraisal and almost canceled our contract due to underwriting, but Jessica hung in there and helped work everything out so the contract could stay alive. Jessica is very buttoned-up, she streamlined the paperwork process (being a lender is hard when it comes to paperwork!) and was very professional. We wanted to share our positive experience with you – she deserves a big pat on the back I look forward to sending more of my clients to her in the future!

Carrie B.

Jessica was always so responsive to our emails. As first-time home buyers, we were lucky to have someone so knowledgeable helping us navigate the process.

William B.

Jessica was always pleasant, informative, prompt, and kind. She sent documents quickly and was always available. She was also a joy to chat with at the closing! We cannot recommend Jessica enough!

Sarah A.

Jessica did an outstanding job of servicing our mortgage. My wife and I initially reached out to Jessica via email after hours (on a Sunday afternoon) and she responded immediately. We received this gold standard service for the remaining of the time we dealt with Jessica. It should be noted that the cost and schedule of the closing were both better than Jessica initially forecasted. We have and will continue to recommend Jessica and BankSouth Mortgage.

Samuel H.

Jessica and her team were always available to answer any questions we had. They made the process as smooth as possible from start to finish.

Candice A.

Excellent communication and professionalism.

Evan S.

Jessica was very responsive to everything we asked even if it was 9pm on a Saturday.

Pablo D.

I would like to share with you that my wife & I have bought over 20 properties together in the last several years, and I met by far the BEST MORTGAGE BANKER we have ever used during our most recent home purchase this past month: Jessica Jakulski. Jessica was extremely helpful and highly responsive throughout the entire mortgage process and did an OUTSTANDING job of taking care of us! As we purchase more properties going forward, we will absolutely be coming back to Jessica and BankSouth again. Thank you to Jessica and BankSouth for a really great home buying experience!

J.H. / Borrower

I just wanted you to be aware of the excellent service I received by your employee Jessica Jakulski in helping me obtain my very first mortgage. As a first time buyer, I had apprehensions, lots of questions, and honestly anticipated dread based on negative experiences shared with me about how daunting the process can be.

Jessica was beyond patient with me, answered all my questions, gave great advice, set me at ease, and took a very enthusiastic approach towards assisting me. She really made me feel like a valued customer, provided me with peace of mind and kept me well informed during the approval process. Jessica is an asset to your company, and I just want to make sure her efforts are recognized.

Todd K.

I have been connected with Jessica for approximately 2 months for the purpose of securing a new home construction loan. Prior to this connection, I worked with another large financial institution for over 8 months to process this exact same mortgage. Jessica was able to complete this loan process in a very timely and organized manner. I found her to be informed, organized, and well-versed in options that met my needs. She is very pleasant and responsive. In my opinion, BankSouth is an excellent institution due to the performance that is presented. I would highly recommend Jessica to anyone who is in need of a home mortgage or any other type of loan program.

Brian G.

Jessica provided the best customer service I have ever received! She was responsive, knowledgeable, and kept my home buying experience on track, even when we requested to move our closing date up a week mid-way through the process. I'm not sure how we could have received any better service. I would recommend Jessica and BankSouth to anyone looking to buy a home!

Julia E.

We were so impressed with her knowledge and professionalism. She explained things along the way and made the entire process easy. We will definitely recommend her to others.


Jessica was nothing short of outstanding. She was diligent, patient, helpful, and most of all, prompt. I would definitely recommend her to a friend or colleague.


Thank you for all of your assistance. I know you have a bright future in the mortgage world. I found you to be respectful, organized and helpful throughout this process. You were always pleasant and composed, kept me informed at all times, and most importantly you were an excellent communicator. Keep up the outstanding work, and I look forward to recommending you with the confidence that you will do a great job.


Jessica is very patient and provides clear and concise answers. I can tell her and her team work very hard and are the best in the business.

Gabrielle E.

Jessica is a good communicator, always responds promptly. Very easy to work with.

Patrick A.

Incredibly responsive and supportive during the entire application.

Thomas F.

If you are looking for a mortgage banker, you would be making a mistake if you didn't work with Jessica! As first time home buyers, she made the process incredibly easy from day one. She was totally honest, and explained everything thoroughly. Jessica was quick to respond to calls/emails/texts whenever we needed her, including after hours and weekends. I HIGHLY recommend giving Jessica a call when you are looking for a knowledgeable Mortgage Banker.

A.E. and V.E.

My husband Jonathan and I worked with Jessica Jakulski to obtain the mortage for our first house together. Jessica was extremely helpful and knowledgeable, always quick to respond to any questions or concerns we had. I just wanted BankSouth to know they have a very valuable team member in Jessica. She is dedicated to her job and makes your customers feel at ease. I would definitely recommend Jessica to anyone in need of a mortgage!


Jessica was so helpful throughout the entire process. Very responsive and timely. She literally always had me an answer within an hour. I could not have been happier during this process. She made a stressful/difficult situation very easy. I would highly recommend Jessica to any of my friends who need an amazing loan officer!

Ross I.

Jessica was a great partner in helping us purchase our first home and guiding us through the mortgage loan process. She made the experience seamless and stress-free by communicating with us through every step to keep us informed and in the loop of any issues or changes. Thanks, Jessica and team!

Elizabeth W.

Jessica Jakulski is by far the Best! She is always one step ahead of the game, anything I need she is always right on top of it. Most importantly she is very personable with not only me but my clients as well. As a Realtor that makes me look good and I will always refer her!

M.G. / Realtor

Jessica is a gem and was a pleasure to work with throughout the entire process!

Bethlehem P.

Jessica was professional and gave us personal attention. She knew we were in the market to refinance and notified us when the rate dropped within an acceptable range. We got a great rate and the process was seamless. Thanks, Jessica!!

Alison H.

Jessica was the perfect fit for my first-time home buyer! She guided her through the process and made sure everything was smooth sailing right into closing. I can't wait to work with Jessica again!

Marianne S.